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The people who save today are the ones who thrive tomorrow. Farmbank's time deposits are built to make sure your patience is rewarded, turning steady saving into real, lasting growth.
Up to ₱1,000,000 per depositor
Since 1968
Patience has never paid off quite like this. Farmbank's time deposits are built to reward every day your money stays committed, turning waiting into real growth.
You don't rush a harvest, and you don't rush real growth either. Set your term, make your deposit, and let time take it from there. What you set aside today is what you'll harvest tomorrow.
Your money grows every single day, not just at the end of your term.
With daily interest accruals across 6 to 12 month investments and zero fees on transactions, account openings, and withdrawals, growth has never been this straightforward.
Farmbank has been regulated by the BSP since 1968, and every deposit is protected by PDIC insurance up to ₱1,000,000 per depositor.
Your account is further protected with 2-factor authentication, so your money stays exactly where you left it.
Farmbank makes opening an account as easy as it should be: no paperwork, no lines, just your phone or laptop.
Fund it with zero fees through a bank transfer, or skip the trip entirely and let us collect your checks.
Since 1968, Farmbank has operated under the same principle: your money deserves real protection, not just promises.
We follow government regulations closely and hold ourselves to standards designed to keep every depositor's funds secure.
Farmbank is proudly BSP-regulated and PDIC-insured.
Built on leading international security infrastructure, including technology from AWS and Cloudflare.
Every account is protected with 2-factor authentication.
Investing with Farmbank has been a truly rewarding experience. When I saw the high interest I decided to test it out with the PDIC insured amount. I’ve now increased my funds invested with Farmbank and plan to stay with them for a long time ahead!
It was so easy to open my account and setup my time deposit all within a couple hours. I did it all without having to leave my house, and was easily able to add funds from my Gcash. I highly recommend Farmbank for simplicity and efficiency.
I was skeptical about Farmbank because I hadn't heard of it before. After doing some research, I learned that Farmbank has been under the BSP for over 50 years and has PDIC insurance. Knowing this made me feel secure, and now I have complete peace of mind with my investment.
Farmbank is a rural bank regulated by the BSP, which means we operate under the same oversight as every other bank in the Philippines.
Every depositor is also protected by PDIC insurance up to ₱1,000,000.
You can log in to your account anytime to see all your Time Deposits, your interest earned to date, and your expected payout at maturity, all in one place.
Yes, you can withdraw early. Keep in mind that doing so cancels your time deposit and forfeits any interest earned.
Funds are typically returned within 2-3 business days, though it can take longer depending on request volume.