Unlock the full potential of your savings with Farmbank’s high-interest time deposits. Enjoy competitive rates and watch your wealth grow securely over time. Start today and see the difference in your financial future.
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Up to P500k per investor
Since 1968
Fund your Farmbank account securely via any of our bank and e-wallet partners
Our competitive rates are designed to help you achieve your financial goals. Start your journey towards greater financial security today with Farmbank’s high-interest time deposits.
Open account
Watch your wealth grow with weekly interest accruals with high rates across 3-12 month investments.
Invest for as low as PHP5,000 per time deposit with no maximum.
Enjoy zero fees on all transactions, account openings, and withdrawals.
Farmbank has been BSP regulated since 1968 and guarantees PDIC insurance up to PHP500,000.
Farmbank is technically secure, with your account protected with 2-factor authentication for all logins and withdrawals.
Farmbank has a quality portfolio aligned with the UN Sustainability Goals.
Open your Farmbank account online in just 5 minutes, no paperwork needed.
Instantly fund your account with zero fees via QR PH from your bank or wallet, bank transfer, and we'll even collect your checks.
Farmbank supports sustainability by aligning our portfolio with the UN Sustainability Goals.
We plant a coconut tree on behalf of every new Farmbank customer with our partner HOPE.
Trusting us with your investments is not something that we take for granted.
Since Farmbank's establishment in 1968, we've consistently followed government regulations and set standards to ensure the security of all depositor funds.
Farmbank is a proudly BSP-regulated, PDIC-insured institution.
We work with the best international security platforms, such as AWS and Cloudflare.
We require 2-factor authentication every time you log into your Farmbank account.
Investing with Farmbank has been a truly rewarding experience. When I saw the high interest I decided to test it out with the PDIC insured amount of P500k. I’ve now increased my funds invested with Farmbank and plan to keep with them for a long time ahead!
It was so easy to open my account and setup my time deposit all within a couple hours. I did it all without having to leave my house, and was easily able to add funds from my Gcash. I highly recommend Farmbank for simplicity and efficiency.
I was skeptical about Farmbank because I hadn't heard of it before. After doing some research, I learned that Farmbank has been under the BSP for over 50 years and has PDIC insurance. Knowing this made me feel secure, and now I have complete peace of mind with my investment.
Setting up my time deposit with Farmbank was effortless. I appreciated the convenience of being able to do everything online, saving me the hassle of visiting a branch.
Can’t find your question?
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Farmbank is paying more than other banks to grow our customer base and time deposits.
Farmbank savings rates are similar to what the BSP pays banks for deposits held with the BSP (called Overnight Deposit Facility or "ODF") which is available on the BSP's website.
Farmbank generates returns above the BSP deposit rate by investing in government bonds and buying corporate loans.
Farmbank is a rural bank regulated by the BSP and passed its latest examination in March 2023 which specifically stated that Farmbank’s capital levels were acceptable for the BSP audit.
All BSP-regulated banks enjoy depositor protection of ₱500k by the Philippine Deposit Insurance Corporation (PDIC).
On your account screen you can easily see all of your Time Deposit(s), how much interest you have earned to date, and how much your expected payout will be when your Time Deposit(s) mature.
Yes, it is possible to withdraw funds early from your time deposit. However, early withdrawal cancels your time deposit and forfeits any interest earned.
It typically takes 2-3 business days to return your time deposit, but it can take longer depending on the volume of requests.
